How Do I Get a Loan for Land? Step-by-Step Checklist for Raw Land and Lots
To get a loan for land, find lenders that actively make land loans in that county (usually local banks, credit unions, or Farm Credit associations),…
How Do I Get a Loan for Land? Step-by-Step Checklist for Raw Land and Lots
To get a loan for land, find lenders that actively make land loans in that county (usually local banks, credit unions, or Farm Credit associations), prepare your credit, income records,…
Do Real Estate Commissions Count Toward the USDA 6% Seller Concession Limit? A New Rule Effective November 9, 2026 Says No, and What It Means for Rural Home Buyers and Sellers
A USDA final rule effective Nov. 9, 2026 excludes real estate commissions from the 6% seller concession cap on guaranteed rural home loans. Here is what changes for buyers and…
How Do You Finance Land? 8 Ways to Pay for a Land Purchase Compared
Yes, land can be financed, but usually not with a standard 30-year mortgage. Common options include land or lot loans from local banks and credit unions, Farm Credit loans for…
Can You Deny Access to Landlocked Property? Easements, Rights and Options
Sometimes. A landowner generally does not have to let a neighbor cross their land unless a legal right of access exists, such as a recorded easement, an easement by necessity,…
Can You Buy Vacant Land in a 1031 Exchange? Rules, Deadlines and Pitfalls
Yes. Vacant land can be bought in a 1031 exchange, and land can also be sold as the relinquished property, as long as both properties are held for investment or…
Are Mortgage Rates Still Falling? The 30-Year Rate Drops to 7.18% on November 5, 2026, Its Third Straight Weekly Decline, and What It Means for Payments and Land Loans
Freddie Mac's 30-year fixed rate fell to 7.18% on Nov. 5, 2026, down from 7.24%. Here's what it means for monthly payments, land loans and buyers.
How to Sell Plots of Land: Splitting Acreage Into Lots, Approvals and Pricing
By Nick · Updated October 29, 2026 To sell plots of land, you first need each plot to be a legal, separately sellable parcel, which usually means getting a land…
How to Sell a Vacant Lot by Owner: Pricing, Marketing, Contracts and Closing
By Nick · Updated October 29, 2026 To sell a vacant lot by owner, confirm your title and lot details, price it against recent lot sales nearby, prepare a clear…
Why Did Mortgage Applications Fall Even as Rates Eased? MBA Says Demand Dropped 1.2% in Late October 2026 With the 30-Year Rate at 7.30%, and What It Means for Land Buyers
MBA says mortgage applications fell 1.2% in the week ending October 30, 2026, even as the 30-year rate eased to 7.30%. Here's what it means for land buyers.
What Is the Process of Selling Land? 7 Steps From Pricing to Closing
By Nick · Updated November 6, 2026 Selling land usually follows seven steps: gather your ownership documents, research value and set a price, decide whether to use an agent, sell…