How to Calculate the Cost of Land: Price, Closing, Site Work and Holding Costs
To calculate the cost of land, add the purchase price to closing costs, due diligence expenses such as surveys and soil tests, the cost to…
How to Calculate the Cost of Land: Price, Closing, Site Work and Holding Costs
To calculate the cost of land, add the purchase price to closing costs, due diligence expenses such as surveys and soil tests, the cost to make it usable (access, utilities,…
Mortgage Rates Fall Again: The 30-Year Rate Drops to 7.11% on November 12, 2026, a Fourth Straight Weekly Decline, and What It Means for Land Buyers
Freddie Mac's 30-year fixed rate fell to 7.11% on Nov. 12, 2026, down from 7.18%. Here's what it means for monthly payments, land loans and buyers.
How to Price Land for Sale: Comparable Sales, Adjustments and Valuation Tips
To price land for sale, find recent sales (not listings) of similar parcels nearby, adjust for differences in size, access, utilities, zoning, topography, and buildability, then set an asking price…
What Is an Easement on a Block of Land? Types, Building Limits and Value
An easement on a block of land is a legal right that lets someone else use part of the land for a specific purpose, such as running power lines, sewer…
Why Did Mortgage Applications Jump 6.2%? MBA Says Buyers Returned as the 30-Year Rate Fell to 7.21% in Early November 2026, and What It Means for Land Buyers
MBA says mortgage applications rose 6.2% in the week ending November 6, 2026, as the 30-year rate fell to 7.21%. Here's what it means for land buyers.
What Is Raw Land and What Is Improved Land? Definitions, Examples and Costs
Raw land is land in its natural state with no improvements: no utilities, no paved road access, no buildings, and usually no grading or septic system. Improved land has had…
How Do I Get a Loan for Land? Step-by-Step Checklist for Raw Land and Lots
To get a loan for land, find lenders that actively make land loans in that county (usually local banks, credit unions, or Farm Credit associations), prepare your credit, income records,…
Do Real Estate Commissions Count Toward the USDA 6% Seller Concession Limit? A New Rule Effective November 9, 2026 Says No, and What It Means for Rural Home Buyers and Sellers
A USDA final rule effective Nov. 9, 2026 excludes real estate commissions from the 6% seller concession cap on guaranteed rural home loans. Here is what changes for buyers and…
How Do You Finance Land? 8 Ways to Pay for a Land Purchase Compared
Yes, land can be financed, but usually not with a standard 30-year mortgage. Common options include land or lot loans from local banks and credit unions, Farm Credit loans for…
Can You Deny Access to Landlocked Property? Easements, Rights and Options
Sometimes. A landowner generally does not have to let a neighbor cross their land unless a legal right of access exists, such as a recorded easement, an easement by necessity,…